

🎯 Why Borrowers Across the Country Are Choosing Chris Heidt as Their Mortgage Partner
Chris A. Heidt Mortgage Banker “Don’t guess your way through financing. Work with someone your neighbors trust.” When it comes to buying,...


Crushed by High-Interest Debt? You’re Not Alone—And There’s a Way Out.
Debt Consolidation Loan If you're feeling overwhelmed by credit card or consumer debt, you're not alone—and you're not a failure. Every...


The “One Big Beautiful Bill” Act (OBBBA!) Residential mortgage lending - summary
One Big Beautiful Bill Act (OBBBA) 1. Mortgage Interest Deduction (MID) – No Expansion, But Stabilization The bill makes permanent the...


Think It’s Better To Wait for a Recession Before You Move? Think Again.
Wait for a recession to move Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon,...


Smart Home Financing Starts with a Plan!
Home Financing Solutions and Plan Buying a home—whether it’s your first, your next, or an investment—is one of the most important...


Unlock Your Home’s Potential: Use Equity to Reduce Debt and Save Big! debt consolidation loan...
Debt Consolidation Loan Are you a homeowner feeling overwhelmed by credit card and consumer debt? If so, you're not alone. Many...


What makes up the price on a newly built home?
What makes up the price on a newly built home? From the market the new home is located in, to the lumber used in the home’s frame, plus...


How Credit Optimization Can Help Increase Homeownership
Credit Optimization It’s frustrating when a client doesn’t qualify for a mortgage. They tell you this great story about their credit...


Unlocking Opportunities: The Advantages of Hard Money and Private Money Lending
Hard Money Loans/Private Money Financing In the ever-evolving landscape of real estate financing, hard money loans and private money...


Debunking Non-QM (Qualified Mortgage) Myths
Non-Qualified Mortgage Loans (Non-QM) Non-QM loans are a game-changer for borrowers with unique financial situations, but there are still...